Financial Advisor

How a Financial Advisor Can Help You

Most probably, it is better to manage your investment portfolio on your own. But once in a blue moon, you may feel puzzled and helpless as to how to make a good use of your money. It is the time when you will feel reaching out to a financial advisor…

Monthly Grocery Bills

Way to Cut Down Your Monthly Grocery Bills

If you want to keep your monthly expenses in control, the first thing to do is to crack down on grocery bills. The grocery bills take up the lion’s share of your monthly income. Contrary to what you believe, it is possible to trim your monthly grocery bills. Let me…

family budget

Family Budget – Is It Really Important?  

What purpose a household budget serve? Is it important for us to create a family budget or we can do without it? I personally know many people who used to earn a handsome income but failed to build up a nest egg. Interestingly, some of my friends are in high-paying…

What is PCA

What is PCA and Why Banks Are Facing PCA?

For more than one year, it has been in the news that some banks are facing PCA. With most common people being unaware of the term, let me explain to you what it is and why some banks face it. What is PCA? PCA is an abbreviated form of Prompt…

Prepaid Card

Important Benefits of Using Prepaid Card for Your Small Business

If you are still using conventional credit cards to manage your small business expenses then it’s time you switch to a prepaid card. Credit cards provide very less resistance and are not a good option when you want to save money. Also, reports from DCR Strategies said, ‘the most common…

US Federal Debt

Current US Federal Debt & How It Affects Economy

According to a report, the USFederal debt amounted more than $21 trillion as recorded on 15th March 2018. The figure includes all outstanding debts. Two-third of this amount is owed to the public including individuals, firms and foreign countries. The rest of the amount involves intra-governmental debt. The Treasury owes…

IRA savings

How You Can Effectively Manage Your IRA Savings

It is time for people to plan for their post-retirement life instead of leaving it to the government. The traditional pension plans are soon going to be a matter of passé. You don’t know how long you will live and what will happen to social security by the time you…

Property Investments

Real Estate Investments: The Three Biggest Red Flags of Bad Property Investments

“Buying real estate is not only the best way, the quickest way, the safest way, but the only way to become wealthy” –Marshall Field It has been known that an investment on any real estate property is an excellent avenue to generate passive income and extra revenue. However, before you…

Business ideas for college students

Still, in College & Want to Make Money? Here’re business ideas for you Today’s Gen Y is much smarter than their peers. They are more pragmatic and prophetic. They live at present but look into future. They believe in starting it now, whether it is about planning for their career…